**काँच की बरनी और दो कप चाय **

एक बोध कथा

जीवन में जब सब कुछ एक साथ और जल्दी - जल्दी करने की इच्छा होती है , सब कुछ तेजी से पा लेने की इच्छा होती है , और हमें लगने लगता है कि दिन के चौबीस घंटे भी कम पड़ते हैं , उस समय ये बोध कथा , " काँच की बरनी और दो कप चाय " हमें याद आती है ।

दर्शनशास्त्र के एक प्रोफ़ेसर कक्षा में आये और उन्होंने छात्रों से कहा कि वे आज जीवन का एक महत्वपूर्ण पाठ पढाने वाले हैं

उन्होंने अपने साथ लाई एक काँच की बडी़ बरनी ( जार ) टेबल पर रखा और उसमें टेबल टेनिस की गेंदें डालने लगे और तब तक डालते रहे जब तक कि उसमें एक भी गेंद समाने की जगह नहीं बची .... उन्होंने छात्रों से पूछा - क्या बरनी पूरी भर गई ?
हाँ ... आवाज आई ...
फ़िर प्रोफ़ेसर साहब ने छोटे - छोटे कंकर उसमें भरने शुरु किये धीरे - धीरे बरनी को हिलाया तो काफ़ी सारे कंकर उसमें जहाँ जगह खाली थी , समा गये , फ़िर से प्रोफ़ेसर साहब ने पूछा , क्या अब बरनी भर गई है ,
छात्रों ने एक बार फ़िर हाँ ...
कहा अब प्रोफ़ेसर साहब ने रेत की थैली से हौले - हौले उस बरनी में रेत डालना शुरु किया , वह रेत भी उस जार में जहाँ संभव था बैठ गई , अब छात्र अपनी नादानी पर हँसे ... फ़िर प्रोफ़ेसर साहब ने पूछा , क्यों अब तो यह बरनी पूरी भर गई ना ?
हाँ .. अब तो पूरी भर गई है .. सभी ने एक स्वर में कहा ..
सर ने टेबल के नीचे से चाय के दो कप निकालकर उसमें की चाय जार में डाली , चाय भी रेत के बीच स्थित थोडी़ सी जगह में सोख ली गई ...

प्रोफ़ेसर साहब ने गंभीर आवाज में समझाना शुरु किया – इस काँच की बरनी को तुम लोग अपना जीवन समझो ....
टेबल टेनिस की गेंदें सबसे महत्वपूर्ण भाग अर्थात भगवान , परिवार , बच्चे , मित्र , स्वास्थ्य और शौक हैं ,

छोटे कंकर मतलब तुम्हारी नौकरी , कार , बडा़ मकान आदि हैं , और

रेत का मतलब और भी छोटी - छोटी बेकार सी बातें , मनमुटाव , झगडे़ है ..

अब यदि तुमने काँच की बरनी में सबसे पहले रेत भरी होती तो टेबल टेनिस की गेंदों और कंकरों के लिये जगह ही नहीं बचती , या कंकर भर दिये होते तो गेंदें नहीं भर पाते , रेत जरूर आ सकती थी ...

ठीक यही बात जीवन पर लागू होती है ... यदि तुम छोटी - छोटी बातों के पीछे पडे़ रहोगे और अपनी ऊर्जा उसमें नष्ट करोगे तो तुम्हारे पास मुख्य बातों के लिये अधिक समय नहीं रहेगा ... मन के सुख के लिये क्या जरूरी है ये तुम्हें तय करना है । अपने बच्चों के साथ खेलो , बगीचे में पानी डालो , सुबह पत्नी के साथ घूमने निकल जाओ ,घर के बेकार सामान को बाहर निकाल फ़ेंको , मेडिकल चेक - अप करवाओ ... टेबल टेनिस गेंदों की फ़िक्र पहले करो , वही महत्वपूर्ण है ... पहले तय करो कि क्या जरूरी है ... बाकी सब तो रेत है ..

छात्र बडे़ ध्यान से सुन रहे थे ... अचानक एक ने पूछा , सर लेकिन आपने यह नहीं बताया कि " चाय के दो कप " क्या हैं ? प्रोफ़ेसर मुस्कुराये , बोले .. मैं सोच ही रहा था कि अभी तक ये सवाल किसी ने क्यों नहीं किया ...

इसका उत्तर यह है कि , जीवन हमें कितना ही परिपूर्ण और संतुष्ट लगे , लेकिन अपने खास मित्र के साथ दो कप चाय पीने की जगह हमेशा होनी चाहिये ।

The top five cancer-causing foods are:

1. Chips, crackers, and cookies
All are usually made with white flour and sugar. Even the ones whose labels claim to be free of trans-fats generally contain small amounts of trans-fats.


2. French fries
Like doughnuts, French fries are made with hydrogenated oils and then fried at high temperatures. They also contain cancer- causing acryl amides which occur during the frying process. They should be called cancer fries, not French fries, said Adams .


3. Doughnuts
Doughnuts are cancer-causing double trouble. First, they are made with white flour, sugar, and hydrogenated oils, then fried at high temperatures. Doughnuts, says Adams , may be the worst food you can possibly eat to raise your risk of cancer.

4. Processed meats and Bacon
Also high in the same sodium nitrates found in hot dogs, bacon, and other processed meats raise the risk of heart disease. The saturated fat in bacon also contributes to cancer.



5. Hot Dogs
Because they are high in nitrates, the Cancer Prevention Coalition advises that children eat no more than 12 hot dogs a month. If you can't live without hot dogs, buy those made without sodium nitrate.

The main causes of liver damage are:

1. Sleeping too late and waking up too late are main cause.
2. Not urinating in the morning.
3. Too much eating.
4. Skipping breakfast.
5. Consuming too much medication.
6. Consuming too much preservatives, additives, food coloring and artificial sweetener.
7. Consuming unhealthy cooking oil.
As much as possible reduce cooking oil use when frying, which includes even the best cooking oils like olive oil. Do not consume fried foods when you are tired, except if the body is20very fit.
8. Consuming raw (overly done) foods also add to the burden of liver.
Veggies should be eaten raw or cooked 3-5 parts. Fried veggies should be finished in one sitting, do not store.

We should prevent this without necessarily spending more. We just have to adopt a good daily lifestyle and eating habits. Maintaining good eating habits and time condition are very important for our bodies to absorb and get rid of unnecessary chemicals according to 'schedule.'

BRAIN DAMAGING HABITS

1. No Breakfast
People who do not take breakfast are going to have a lower blood sugar level. This leads to an insufficient supply of nutrients to the brain causing brain degeneration.
2. Overeating
It causes hardening of the brain arteries, leading to a decrease in mental power.
3. Smoking
It causes multiple brain shrinkage and may lead to Alzheimer disease.
4. High Sugar consumption
Too much sugar will interrupt the absorption of proteins and nutrients causing malnutrition and may interfere with brain development.
5. Air Pollution
The brain is the largest oxygen consumer in our 20 body. Inhaling polluted air decreases the supply of oxygen to the brain, bringing about a decrease in brain efficiency.
6 . Sleep Deprivation
Sleep allows our brain to rest.. Long term deprivation from sleep will accelerate the death of brain cells..
7. Head covered while sleeping
Sleeping with the head covered increases the concentration of carbon dioxide and decrease concentration of oxygen that may lead to brain damaging effects.

8. Working your brain during illness
Working hard or studying with sickness may lead to a decrease in effectiveness of the brain as well as damage the brain.
9. Lacking in stimulating thoughts
Thinking is the best way to train our brain, lacking in brain stimulation thoughts may cause brain shrinkage.
10. Talking Rarely
Intellectual conversations will promote the efficiency of the brain

History of Life

God created the donkey - and said to him"You will be a donkey. You will work un-tiringly from sunrise to sunset carrying burdens on your back. You will eat grass, you will have no intelligence and you will live 50 years."
The donkey answered:
"I will be a donkey, but to live 50years is much. Give me only 20years" God granted his wish.
God created the dog - and said to him: "You will guard the house of man. You will be his best Friend. You will eat the scraps that he gives you and you will live 30years. You will be a dog.
The dog answered:
Sir, to live 30years is too much,give me only15 years. God granted his wish.
God created the monkey - and said to him: You will be a monkey. You will swing from branch to branch doing tricks. You will be amusing and you will live 20 years. "
The monkey answered:
To live 20years is too much, give me only 10years. God granted his wish.
Finally God created man - and said to him: You will be man, the only rational creature on the face of the earth. You will use your intelligence to become master over all the animals. You will dominate the world and you will live 20years."

Man responded:
Sir, I will be a man but to live only 20 years is very little,
give me the 30years that the donkey refused, the15years that the dog did not want and the 10years the monkey refused. God granted man's wish.
And since then, man lives 20 years as a man , marries and spends
30 years like a donkey, working and carrying all the burdens on his back. Then when his children are grown, he lives 15years like a dog taking care of the house and eating whatever is given to him, so that when he is old, he can retire and live 10years like a monkey, going from house to house and from one son or daughter to another doing tricks to amuse his grandchildren.

That's Life.

Attitude … and “The Power of One"

Getting the best from yourself and others, all starts with one: one thought … one word … one action.

“One” is the first note in orchestrating the personal attitude that shapes and directs your life – and impacts the members of your team. Contrary to the lyrics from a classic rock song, one is not the loneliest number. It’s the most important one!

Your thoughts, words, and actions are like individual notes that work in concert to create the power of one person – YOU – to make a difference. You can harness your “power of one” if you simply:
• Catch one negative thought and turn it into a positive one;
• Think of one thing for which you are grateful at the beginning of each day;
• Say one “Fantastic!” when a friend or team member asks how you are doing;
• Assume the best in one upcoming situation;
• Keep on moving one more time when you experience adversity;
• Help one friend or colleague in a time of need – and take pride in it.

A single act can make a difference … it can create a ripple effect felt many miles and people away. So, ask yourself: What’s one thing I can do today that will make a positive difference in my attitude? Then DO IT!
Repeat this process every day and your life will improve – and so will the lives of the people you lead. Attitudes are truly powerful … and they’re contagious!

8 key ratios to spot the right stocks

Book value per share:

This ratio shows the worth of each share of a company as per the company's accounting books. It is calculated as: Book Value per share = Shareholders' funds / Total quantity of equity shares issued
Shareholders' funds can be computed by subtracting the total liabilities (money owed to creditors) of the company from its total assets. It can also be calculated by adding the equity capital to the company's reserves. Book value is an old record that uses the original purchase prices of the assets. However it doesn't show the present market price of the company's assets. As a result, this ratio has a restricted use when it comes to estimating the market price of the shares, but can give you an estimate of the minimum price of the company's shares. It will also help you judge if the share price is overpriced or under-priced.
Earnings per share (EPS):

One of the most popular investment ratios, it can be computed as:
Earnings per Share (EPS) = Profit Post Tax / Total quantity of equity shares issued
This ratio computes the company's earnings on a per share basis. E.g. you own 100 shares of ABC Co., each having a face value of Rs 10. Assume the earnings per share is Rs 10 and the dividend declared is 30 per cent, or Rs 3 per share. This implies that on every share of ABC Co, you earn Rs. 6 each year, but you actually get Rs 3 via dividend. The balance of Rs 4 per share goes into the plough back (retained earnings). Had you purchased these shares at par, it implies a return of 60 per cent. This example shows that instead of looking at the dividends received from to company as the base of investment returns, always look at earnings per share, as it is the actual indicator of the returns earned by your shares.
Price earnings ratio (P/E):

This ratio highlights the connection between the market price of a share and its EPS.
Price/Earnings Ratio (P/E) = Price of the share / Earnings per share
It shows the degree to which earnings of a share are protected by its price. E.g. if the P/E is 40, it means the share price is 40 times its earnings. So if the company's EPS is constant, it will need about 40 years to make up for the purchase price of the share, after taking into account the dividends and the capital appreciation. Hence low P/E means you will recover your money quickly. P/E ratio shows what the market thinks about the earnings potential and future business forecast of a company. Companies with high P/E ratios are the darlings of the investors and thus enjoy a higher market rating. In order to use the P/E ratio properly, take into account the future earnings and growth projections of the company. If the current P/E ratio is low, as against the future prospects of a company, then the shares make an attractive investment option. But if the company is saddled with losses and falling sales, stay away from it, despite the low P/E ratio.
Dividend:

Dividend is the portion of the profit that is distributed amongst shareholders. Companies offering high dividends, normally don't have much of growth to talk about. This is because the plough back required to finance future development is insufficient. Similarly, those companies in high growth sector don't give any dividend. Instead here they give sharp capital appreciation, which ultimately will lead to higher dividends. So it makes much more sense to invest for capital appreciation instead of dividends. Rather it makes more sense to invest for yield, which is nothing but the association between the dividends and the market price of the shares.
Yield:

(dividend yield) can be calculated as:

Yield = (Dividend per share / market price of a share) x 100
Yield shows the returns in percentage that you can expect via dividends earned by your investment at the current market price. It is more useful than simply focusing on the dividends.
Return on capital employed (ROCE):

ROCE is the ratio that is calculated as:
ROCE: Operating profit / capital employed (net value + debt)
To get operating profit, add old taxes paid, depreciation, special one-off expenses, and special one-off income and miscellaneous income to get the net profit. The operating profit is a far better indicator of the profits earned by the company instead of the net profit. Hence this ratio is the better indicator of the general performance of the company and the company's operational efficiency. It is one of the most useful ratio that lets you compare amongst the companies.
Return on net worth (RONW):

RONW is calculated as RONW = Net Profit / Net Worth
This ratio gives you an idea of the returns generated by investing in the company. While ROCE is an effective measure to get a general overview of the profitability of the company's business operations, RONW lets you gauge the returns you can earn on your investment. When used along with ROCE, you get an overview of the company's competence, financial standing and its capacity to generate returns on shareholders' finances and capital employed.
PEG ratio:

PEG is an essential and extensively used ratio for calculating the inbuilt worth of a share. It helps you decide whether the share is under-priced, totally priced or overpriced. To derive the ratio, you have to associate the P/E ratio with the expected growth rate of the company. It assumes that higher the growth rate of the company, higher the P/E ratio of the company's shares. Vice versa also holds true.
PEG = P/E / expected growth rate of the EPS of the company
In general, a PEG lesser than 0.5 is a lucrative investment opportunity. However if the PEG exceeds 1.5, it is time to sell. These are some of the most critical ratios that must be considered when purchasing a share. Extensive reading of the financial performance of the company in newspapers and magazines will help you get all the relevant information to get the correct decision